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UPI Payment App Development & Integrations Services

Enable Seamless, Secure, and Instant UPI Payments for Your Business. Power your mobile app or website with India’s most trusted payment method โ€“ Unified Payments Interface (UPI). From QR-based payments to UPI Intent and Deep Linking, Triple Minds offers end-to-end UPI integration tailored for both Android, iOS, and web apps.

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A Triple-Minded Strategy for UPI Integration and Digital Growth

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Consultation โ€“ We Start with Strategy

We analyze your business model, user journey, and technical infrastructure to design a tailored UPI integration plan that aligns with your platform's growth and compliance needs.

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Development โ€“ We Build with Precision

From API integrations to custom UI/UX flows, our dev team ensures your UPI solution is fast, secure, scalable, and aligned with NPCI & RBI standards.

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Marketing โ€“ We Drive Adoption & ROI

Once live, we help you market your UPI features to your end-usersโ€”be it merchants, partners, or customersโ€”through targeted performance campaigns, SEO, and digital PR.

Key Benefits of UPI Integration for B2B Platforms

Enable Seamless, Secure, and Instant UPI Payments for Your Business. Power your mobile app or website with India’s most trusted payment method โ€“ Unified Payments Interface (UPI). From QR-based payments to UPI Intent and Deep Linking, Triple Minds offers end-to-end UPI integration tailored for both Android, iOS, and web apps.

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Instant Settlements

Enable real-time fund transfers between users, vendors, and partners.

No/Low Merchant Fees

Save on MDR costs with zero transaction charges under UPI norms.

Works With All Major Apps & PSPs

Google Pay, PhonePe, Paytm, BHIM, Razorpay, Cashfree, and more.

Secure Infrastructure

Compliant with NPCI & RBI protocols; supports tokenized payments and audit trails.

Trackable & Transparent

Get full reconciliation data with UTR, timestamps, and webhook support.

Why UPI Integration is Essential for Modern Businesses

UPI (Unified Payments Interface) is not just revolutionizing payments in Indiaโ€”itโ€™s going global. Now accepted in countries like Singapore, Australia, UAE, Mauritius, Nepal, and expanding into France, UPI is quickly becoming a preferred payment option for both domestic and international Indian customers. Whether you’re a startup, eCommerce business, or enterprise platform, integrating UPI ensures you stay ahead with fast, secure, and scalable transactions.

Google Pay Integration

At Triple Minds, we're not merely developers;ย we're architects of digital brilliance,ย shaping your concepts into impactful reality.

Paytm Pay Integration

At Triple Minds, we're not merely developers;ย we're architects of digital brilliance,ย shaping your concepts into impactful reality.

Bhim Integration

At Triple Minds, we're not merely developers;ย we're architects of digital brilliance,ย shaping your concepts into impactful reality.

QR Code and UPI

At Triple Minds, we're not merely developers;ย we're architects of digital brilliance,ย shaping your concepts into impactful reality.

Banking Payment Integration

At Triple Minds, we're not merely developers;ย we're architects of digital brilliance,ย shaping your concepts into impactful reality.

UPI with Phone Number

At Triple Minds, we're not merely developers;ย we're architects of digital brilliance,ย shaping your concepts into impactful reality.

Google Pay Integration

Enable seamless UPI payments using Google Payโ€™s Intent and Deep Link APIs. We support direct GPay flows for both Android apps and web redirects.

Paytm Pay Integration

Integrate Paytmโ€™s UPI and Wallet APIs for fast checkout, collect requests, and QR-based payments. Ideal for eCommerce, marketplaces, and fintech platforms.

Bhim Integration

Add BHIM compatibility to your app or website to reach rural and semi-urban users. We follow NPCI guidelines for stable BHIM-based UPI flows.

Bank Integrations

Connect your backend with direct UPI rails via PSP banks like ICICI, Axis, HDFC, and Yes Bank. We handle APIs, UAT, and compliance.

QR Code and UPI

Offer static and dynamic UPI QR generation for real-time, one-scan payments. Great for offline-to-online payment scenarios and POS systems.

UPI with Phone Number

Enable payments using registered mobile numbers linked with UPIโ€”no need to enter VPA manually. Simplifies user journey and reduces drop-offs.

Ready to Integrate UPI into Your App?

Whether you’re building a fintech app, running a digital marketplace, or launching a SaaS productโ€”Triple Minds offers end-to-end UPI development, integration, and compliance support to help you launch faster and scale with confidence.

Our UPI :Development & Integrations Services Include

At Triple Minds, we offer full-cycle UPI payment development and integration services designed to help Indian and global businesses enable fast, secure, and compliant UPI payments. Whether you’re building a new platform or integrating UPI into an existing app or website, weโ€™ve got you covered.

UPI QR Code Generation (Static & Dynamic)

Enable merchants and platforms to accept payments via custom UPI QR codes. We support dynamic QR generation with transaction-specific details.

UPI Collect Request Setup (VPA-based)

Trigger collect requests to any UPI ID (VPA) with a structured pay-now interface. Ideal for service billing, subscription platforms, or custom apps.

UPI Auto Reconciliation System

Automate transaction matching and reconciliation using UTR, reference IDs, and webhook responses. Reduce manual tracking and operational errors.

Multi-Bank & PSP Support

Integrate with popular UPI PSPs and banks like Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, ICICI, Axis, and moreโ€”all via a unified backend.

UPI POS Machine Setup

Setup and configure Android-based or traditional POS machines that support UPI payments via QR or mobile apps.

Where Our Minds Make an Impact โ€“ Industries We Serve

Triple Minds delivers custom UPI integration solutions for B2B platforms across industriesโ€”enabling real-time transactions, automated settlements, and enhanced customer experience.

eCommerce & Marketplace Platforms

Fintech & Payment Gateways

ERP & Billing Software Providers

Logistics, Aggregators & Field Services

Healthcare & Diagnostic Chains

EdTech & LMS Platforms

SaaS & B2B Software Products

Core UPI Payment Features:

  • Pay via UPI ID / VPA

  • QR Code Scanning (Static & Dynamic)

  • Collect Requests (Request-to-Pay via VPA)

  • UPI Deep Linking & UPI Intent Handling

  • Recurring Payment Support via UPI AutoPay (eMandates)

  • Push & Pull Transactions (Pay or Request Money)

Tech-Driven Enhancements:

  • Webhook & Push Notification Integration (for transaction status)

  • Real-Time Transaction Logs & Analytics

  • Failed Payment Detection & Retry Mechanism

  • Multi-PSP Routing Logic for better success rate

  • Custom UI/UX Payment Modals for Web & Mobile

  • Easy Integration SDKs/APIs for Android, iOS, React, Flutter, & web stacks

UPI Integrations with Existing App & Web

No matter what tech stack or platform your product runs on, Triple Minds ensures seamless UPI payment integration with optimized performance and secure workflows across mobile and web environments.

Mobile App Integration

  • Android (UPI Intent + Deep Link + SDK)

  • iOS (Custom Flows using UPI URLs & Third-Party SDKs)

  • React Native & Flutter (Hybrid SDK Integration)

  • PWA (Progressive Web Apps) with UPI deep linking support

Web App & Portal Integration

Whether youโ€™re using plain HTML or complex frontend frameworks:

  • UPI Deep Linking from Web to Mobile Payment Apps

  • Auto-detect and redirect based on device & UPI apps installed

  • Dynamic QR Code Generation for Web Checkout

  • Cross-browser & mobile web compatibility

  • Integration with major PSPs & Gateways via APIs (PhonePe, Paytm, Razorpay, Cashfree, etc.)

Our UPI Integration Meets RBI & NPCI Standards

To deliver a real-time, secure, and cross-platform emergency response app, we leveraged the following technologies.

NPCI & RBI-Compliant

We implement UPI flows that adhere strictly to NPCI guidelines and RBI mandates for secure digital payments.

Banking-Level Data Encryption

All payment data is encrypted using industry-standard TLS, AES, and tokenization techniques.

Secure Server-Side Architecture

Backend APIs are structured with role-based access, rate-limiting, and session token validation.

PCI-DSS Best Practices

UPI doesnโ€™t require PCI-DSS, still we apply similar controls to safeguard user transaction logs.

Audit Trail & Transaction Logs

Full visibility into transaction status, UTR, gateway responses, and reconciliation records.

Fraud Detection & Monitoring

Integrated mechanisms for velocity checks, duplicate detection, and real-time alerting.

How Much Does it Cost to Develop UPI App?

The cost to develop a fully functional UPI app typically ranges between $8,000 to $12,000, depending on the features, UI/UX complexity, and backend architecture. This includes NPCI-compliant UPI API integration, multi-bank PSP routing, dynamic QR setup, webhook-based reconciliation, and robust transaction logging. Development covers Android, iOS, and web platforms, along with sandbox testing, security layer implementation (encryption, tokenization), and optional POS or merchant modules.

We also offer add-ons like UPI AutoPay (eMandates), admin dashboards, and analytics panels for enterprise-grade control. Our triple-phased approach ensures you get consultation, development, and go-to-market strategyโ€”all under one roof.

Field Service App โ€“ POS with Dynamic UPI QR

๐Ÿงพ Agent generates dynamic QR code on POS
โฌ‡๏ธ
๐Ÿ“ฑ Customer scans with UPI app
โฌ‡๏ธ
๐Ÿ” Enters PIN and pays
โฌ‡๏ธ
โœ… Device shows confirmation
โฌ‡๏ธ
๐Ÿงพ Receipt Generated

UPI Integration Flowcharts & Use Case Demos

We donโ€™t just write codeโ€”we design smart payment experiences tailored to your platformโ€™s structure. Here are typical UPI integration workflows we implement across different industries:

User adds product to cart
โžก๏ธ
Proceeds to checkout
โžก๏ธ
Selects UPI as payment method
โžก๏ธ
UPI Intent/QR/Deep Link triggered
โžก๏ธ
User completes payment in UPI app
โžก๏ธ
Webhook confirms payment
โžก๏ธ
โœ… Order Confirmed

Outcome

Faster checkout, reduced cart abandonment, and instant order confirmation.

Security features of our UPI Payment App

At Triple Minds, security is embedded at the core of every UPI integration. Whether you’re building a full-scale UPI app or adding UPI to your platform, we implement multiple security layers to protect user data, prevent fraud, and maintain trust.

End-to-End Encryption

You will be assigned our top US developers to build your software.

End-to-End Encryption

You will be assigned our top US developers to build your software.

End-to-End Encryption

You will be assigned our top US developers to build your software.

End-to-End Encryption

You will be assigned our top US developers to build your software.

End-to-End Encryption

You will be assigned our top US developers to build your software.

End-to-End Encryption

You will be assigned our top US developers to build your software.

Fequently asked questions

UPI integration allows your app or website to send and receive payments directly using India’s most popular real-time payment system. It’s essential for platforms looking to offer seamless digital payments, reduce transaction costs, and expand their user base.

Yes. We offer custom UPI integration for Android, iOS, web apps (React, Angular, etc.), and backend systems using secure, NPCI-compliant APIs.

We integrate with all major UPI platforms including Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and support banks like ICICI, HDFC, Axis via third-party gateways such as Razorpay, Cashfree, and PayU.

Absolutely. All our integrations follow NPCI and RBI guidelines. We ensure encrypted transactions, secure token flows, and proper audit trails.

Typical UPI integration can be completed in 7โ€“14 weeks, depending on your tech stack, compliance needs, and feature complexity.

Do you have more questions?

End-to-end payments and financial management in a single solution. Meet the right platform to help realize.

Share your idea or what you need โ€“ Weโ€™ll be back at lightning speed

With a team of experts in consulting, development, and marketing, we craft tailored strategiesโ€”just tell us your goal, and weโ€™ll map a custom plan that fits your business needs.